6 Things Real Estate Agents Say You Should Always Fix Before Selling Your Home

 
 

Selling your home is a big move. It is not only a financial decision but also an emotional one. It may be hard to imagine that future buyers won't appreciate design features that you find charming, but the reality is that it’s a buyer’s positive first impressions that will sell your home fast. That’s why it's prudent to make repairs before listing your home, not after house hunters have seen a few warts.

According to real estate experts, targeted repairs can dramatically increase your chances of attracting buyers and securing a strong offer. These improvements can make your home shine and show potential buyers that it’s been well cared for over the years. Also, knocking these lower cost tasks off the punch list may make a buyer more forgiving of other issues that they may find along the road to securing a loan, finalizing inspection, and—ultimately—moving into their dream home. Real estate pros share the best advice they offer to their clients in this competitive market.

A Fresh Coat of Paint

One of the simplest and most transformative fixes is a fresh coat of paint. A cost-effective paint refresh in a neutral, bright white creates a blank canvas that allows buyers to imagine themselves in the space. “Apply a fresh coat of paint: This is the simplest way to reset a home," Amanda Valente, co-founder and COO of Renovation Sells. "Stick to light, buyer-friendly neutrals like beige or soft whites so rooms feel bigger and brighter.”

Light colors not only brighten rooms, but they also provide more versatility for staging furniture and photographs. In today’s digital-first real estate market, strategic pops of color should be in movable items like an accent throw or a fruit basket—items that buyers can easily remove to reimagine how they’d use the space if it were their own.

“While DIY renovations, like painting, can be tempting, hiring professionals ensures a clean and polished result that can make a big difference in how your home is perceived," Valente says. "It’s an investment that can pay off by attracting more serious buyers."

Fix the Lighting

Lighting sets the tone of a home. Poor or yellow lighting often makes rooms feel smaller or older than they really are. And while changing a light bulb or adding a new lampshade is simple enough, prospective buyers on a walk-through might not assume so.

Kori Sassower, founder and principal agent at The Kori Sassower Team in Westchester County, New York recommends starting with LED bulbs because they're “bright white and not a yellow light.” While you're at it, update fixtures for a more modern look, too. “For entry and dining chandeliers, you can get modern-looking ones that are inexpensive," Sassower says.

Remember, if a future buyer likes the house, they may want everything inside—including the fixtures. So if you’d planned on taking a chandelier or lamp with you to your new home, it’s probably best that it’s not on show for prospective buyers who might also fall in love with it.

If your light fixtures feel move-in ready, they may be a huge selling point, making them part of the deal.

Refresh Countertops

The kitchen is the heart of a home, and its condition often makes or breaks a buyer’s decision to make an offer—and the price of that offer. Countertops can play an outsized role in the calculations.

“Counters are the visual anchor of a kitchen,” says Valente. “If yours are scratched, worn, or outdated, swapping them out makes a huge impact. Quartz is a winning pick—it’s durable, easy to clean, and gives a natural stone look without the upkeep. Skip high-maintenance or loud patterns; broad buyer appeal wins.”

The same is true for countertops in the bathroom or laundry room. If they look dated, scratched, or simply out of sync with the rest of the home. It’s best to invest in a refresh before listing the home.

Update Cabinets

Much like countertops, cabinets are a modest investment that can pay off big. “Refresh your cabinets: This is one of the highest-ROI moves you can make,” Valente says. “Older wood tones date a space fast; a fresh coat of white, warm gray, or a soft neutral instantly feels open and current. Finish the look with new hardware—polished nickel, matte black, or antique brass all work and photograph beautifully.”

This fix allows homeowners to update the kitchen without the exorbitant cost of a full remodel. It’s best to avoid big rehabilitations for aesthetic purposes because the new buyer may not appreciate the change. In those cases, the upfront cost may not equate to a higher sale price.

Double Check Safety Equipment

Beyond cosmetic updates, safety features matter. Even if a buyer puts in an offer and you accept, most are required by their mortgage lender to perform an inspection. Buyers and inspectors alike want to know the home has been well-maintained and poses no hidden safety risks. Small repairs for little items can slow down closing, so it’s best to check these basics first. Fix loose banisters, install GFCI protection on electrical outlets near water (typically in the kitchen and sink areas), and replace the batteries in smoke and carbon monoxide detectors.

These repairs are not flashy, and they take no time to fix, so DIYing them early can make for smooth sailing after an offer.

Elevate Curb Appeal

A little curb appeal goes a long way in attracting buyers to step inside your home and make a competitive offer. But simple lawn care—mowing, weeding, trimming shrubs—creates an inviting atmosphere for potential buyers to take a chance on the interior.

Broken fences, dying bushes, and yellow grass make a home look unkempt. While a savvy buyer with imagination might see the house’s true value, they may be inclined to make a low-ball offer—assuming they would need to put money in after the sale to see the full potential of their purchase.

How Much Should You Budget for These Repairs?

Of course, one of the first questions homeowners ask is how much to budget for these updates. “I would budget around 10k for these repairs, the biggest expense being the painting of the interior of the home," Sassower suggests. "A local painter and electrician is who you will need to make the repairs. Don’t try to do this yourself unless you're a licensed painter or electrician. You want it to look like a professional job, so the buyers feel that the home has been well taken care of.”

Valente cautions against guessing on price. "Many people are unaware of costs, and end up overspending," she says. "Find a provider who can give you a true estimate, backed by real project data.”

Read more at Real Simple

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Closing Costs Unpacked: State-by-State Breakdowns for Today’s Buyers

 
 

If you’re planning to buy a home this year, there’s one expense you can’t afford to overlook: closing costs.

Almost every buyer knows they exist, but not that many know exactly what they cover, or how different they can be based on where you’re buying. So, let’s break them down.

What Are Closing Costs?

Your closing costs are the additional fees and payments you make when finalizing your home purchase. Every buyer has them. According to Freddie Mac, they typically include things like homeowner insurance and title insurance, as well as various fees for your:

  • Loan application

  • Credit report

  • Loan origination

  • Home appraisal

  • Home inspection

  • Property survey

  • Attorney

National vs. Local: Why the Numbers Look So Different

When you search for information about closing costs online, you’ll often see a national range, usually 2% to 5% of the home’s purchase price. While that’s a useful starting point if you’re working on your homebuying budget, it doesn’t tell the whole story. In reality, your closing costs will also vary based on:

Taxes and fees where you live (like transfer taxes and recording fees)

Service costs for things like title and attorney work in your local area

While the home price is obviously going to matter, state laws, tax rates, and even the going costs for title and attorney services can change what you expect to pay. That’s why it’s important to talk to the pros ahead of time so you know what to budget for. It can put you in control before you even start shopping.

To give you a rough ballpark, here’s a state-by-state look at typical closing costs right now based on those factors for the median-priced home in each state (see map below):

As the map shows, in some states, typical closing costs are just roughly $1-3K. In a few places, they can be closer to $10-15K. That’s a big swing, especially if you’re buying your first home. And that’s why knowing what to expect matters.

If you want a real number to help with your budget, your best bet is to talk to a local agent and a lender. They can run the math for your price range, loan type, and exact location.

And just in case you’re looking at your state’s number and wondering if there’s any way to trim that bill, NerdWallet shares a few strategies that can help:

  • Negotiate with the seller. Ask for concessions like a credit toward your closing costs.

  • Shop around for homeowner’s insurance. Compare coverage and rates before you commit.

  • Check for assistance programs. Some states, professions, and neighborhoods offer help. Your agent and lender can point you to what’s available locally.

Bottom Line

Closing costs are a key part of buying a home, but they can vary more than most people realize. Knowing your numbers (and how to potentially bring them down) can go a long way and help you feel confident about your purchase.

Read more at Keeping Current Matters

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What the Government Shutdown Means for Mortgage Rates as Financial Markets React

 
 

The federal government has halted most operations for the first time in nearly seven years, a move that will have ripple effects through the financial markets that determine mortgage rates.

The government shutdown began at 12:01 a.m. on Wednesday, after Republicans and Democrats in Congress failed to reach a deal on a new spending bill to fund federal operations.

At Wall Street's opening bell, the major stock indexes opened slightly lower, all losing less than 1%, while long-term bond markets saw a moderate decline in yields, easing recent upward pressure on mortgage rates.

During a government shutdown, hundreds of thousands of federal workers are placed on unpaid furloughs, which can slow economic growth. Typically, the effect is temporary and most of that lost growth is regained when the shutdown ends and furloughed workers receive retroactive pay.

However, this shutdown comes at a time of heightened economic uncertainty, with recent federal reports sending mixed messages suggesting that overall growth appears strong while the labor market seems to weaken.

The Federal Reserve's next decision on interest rates later this month hinges on how those trends play out. But during the shutdown, the government will cease issuing crucial reports on inflation and the economy, including the highly anticipated monthly jobs report that had been due on Friday.

That leaves Fed policymakers, and the investors who ultimately determine mortgage rates, groping in the dark as they try to assess economic conditions, introducing new uncertainty and volatility into the market.

"The loss of federal labor and inflation reports comes at a critical time in the monetary policy cycle," says Realtor.com® Chief Economist Danielle Hale. "The Fed recently recalibrated its policy rate for the first time in nine months and may or may not continue to do so depending on what the incoming data suggest is appropriate."

Markets will instead rely heavily on private-sector economic data, such as Wednesday morning's ADP employment report that showed a surprise decline of 32,000 in private payrolls in September—the biggest monthly decline in more than two years and a troubling sign for workers.

That news sent 10-year Treasury yields to their lowest level in two weeks, as investors gauged the Fed as being extremely likely to cut rates again later this month. Mortgage rates typically follow the 10-year yield, meaning the move reversed recent upward pressure on rates.

However, the longer the government shutdown persists, putting a blackout on gold-standard federal economic data, the greater the risk that market expectation will stray from reality, and sharply correct when reporting resumes.

"Markets and investors will continue to make decisions with the best information available, but when the information bottleneck finally clears and the government issues reports again, we may see a bigger adjustment in interest rates, including mortgage rates," says Hale.

Hale predicts that mortgage rates will remain steady or rise slightly during the shutdown, and then resume easing once the disruption resolves and federal economic data resumes.

"In the meanwhile, home shoppers can rate-test their budget by using mortgage calculators to determine how swings in mortgage rates will affect their housing payments," she says.

Last week, average rates for 30-year mortgages ticked higher to 6.3%, up from an 11-month low of 6.26% the prior week, according to Freddie Mac.

How the shutdown affects the housing market

Most homebuyers won't be directly affected by the government shutdown, which isn't expected to significantly affect the processing and approval of traditional mortgages.

However, the shutdown will disrupt small but important elements of the housing market, and a lengthy shutdown could generate significant uncertainty, weighing on home sales.

Perhaps the most significant impact on homebuyers is a lapse in authorization for the National Flood Insurance Program (NFIP), which provides more than 90% of flood insurance policies sold across the country.

Although existing policies remain in force and the program will continue to pay claims, the NFIP cannot write new policies until a new spending bill is passed.

Mortgage lenders typically require flood insurance for homes that are located in areas at risk of flooding, and the suspension of NFIP underwriting will leave thousands of homebuyers scrambling for alternative coverage, or unable to close.

The National Association of Realtors® estimates that the pause in new NFIP policies will delay or disrupt some 1,400 home transactions each day, and many buyers in high-risk areas without flood insurance coverage.

“Each day that passes during the shutdown, potential real-life impacts will be felt in America’s housing market, which accounts for nearly 20% of the U.S. economy," says NAR Chief Advocacy Officer Shannon McGahn.

Meanwhile, the hundreds of thousands of federal workers who are furloughed or working without pay may struggle to pay rent or make mortgage payments.

"If the shutdown lasts for weeks, the resulting financial strain could weaken home sales, particularly in metros with a higher share of federal workers," says Realtor.com senior economist Anthony Smith. "Over time, this could even contribute to softening home prices in these markets."

A recent Realtor.com analysis identified markets with a significant share of residents employed by the federal government, including Washington, DC (11%), Virginia Beach, VA (7%), Oklahoma City (4.2%), Baltimore (3.7%), San Diego (3.1%), and San Antonio, TX (3%).

Overall, uncertainty from the shutdown threatens to derail an early fall bounce in the housing market, afer falling mortgage rates finally boosted activity following a historically weak spring and summer.

"A government shutdown adds uncertainty into a housing market that is already under pressure from high home prices and elevated mortgage rates," says Smith. "Anything that further discourages prospective buyers from entering the market and risks slowing sales even more in a slow housing market is not helpful."

Read more at Realtor.com

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West + Main Strengthens Colorado Footprint With Front Range Collective

 
 

DENVER (October 1, 2025) – NextHome Front Range has joined West + Main Homes and rebranded as the Front Range Collective team. The collaboration strengthens resources for agents, deepens West + Main’s presence in Fort Collins and Colorado Springs, and reinforces both companies’ commitment to independence and to creating more opportunities for agents to thrive.

Front Range Collective initiated the merger to provide its agents with expanded resources, stronger branding, and greater opportunities for growth. The team had long admired West + Main’s locally owned brand and distinctive aesthetic. Once conversations began, it became clear the companies shared the same priorities around culture and support. By joining forces, they bring together Front Range’s hands-on support and lead-generation systems with West + Main’s marketing, community presence, and brand recognition.

“While larger brokerages continue to consolidate, we saw the opportunity to grow in a way that keeps us true to our values,” said Chris Pranger, Team Leader of Front Range Collective. “By joining West + Main, we’re giving our agents and clients the hands-on guidance we’ve built, along with the offices, marketing tools and community presence that distinguish West + Main.”

Front Range Collective’s team of 28 agents closed over $100 million in sales over the past year. By joining West + Main, the team will gain access to offices throughout the Front Range, including upgraded space in Fort Collins and new opportunities in Colorado Springs, while maintaining its culture of collaboration and support. The move provides agents with stronger resources, expanded market reach, and a brand platform designed to help them grow their businesses.

“We’re thrilled to welcome the Front Range Collective team to West + Main,” said Stacie Staub, CEO and Founder of West + Main Homes. “This partnership supports our shared mission of empowering agents with the tools and community they need to thrive, while creating sustainable growth across the Front Range.”.

For more information, visit westandmainhomes.com

ABOUT WEST + MAIN HOMES
West + Main Homes is an independently owned and operated boutique real estate brokerage specializing in residential and commercial properties across Colorado, Oklahoma, and Minnesota. The company’s team of carefully selected local experts brings deep knowledge of both the real estate process and the distinctive communities they serve. West + Main prioritizes personalized service, helping clients with everything from purchasing their first home to selling investment properties or building their dream home. With innovative storefront locations in walkable neighborhoods, West + Main fosters community through events such as First Friday art events, pop-up shops, and homebuyer classes. Supported by an extensive international network of real estate professionals, West + Main is well-equipped to assist clients in buying, selling, or investing—wherever life takes them. For more information, please visit www.westandmainhomes.com

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Why Now May Be a Key 2025 Moment To Sell Your House

 
 

Mortgage rates are finally heading in the right direction – and buyers are starting to jump back in.

According to the data, buyer demand picked up considerably once mortgage rates hit a new low for 2025. The Mortgage Bankers Association (MBA) reports that applications for home loans were up 23% compared to the first week of September last year.

If you’ve been waiting to sell, or your listing recently expired because the market was slower than you hoped it would be, now’s the time to reconsider your move. Buyer demand is the highest it’s been since July – and you don’t want to miss this window.

When Rates Drop, Buyers React

Here’s what’s happening. The 30-year mortgage rate dropped to 6.13% earlier this week. And that’s the lowest it had been since October 2024. That decline followed weak job growth and other economic indicators that are fueling speculation the Federal Reserve may cut the Federal Funds Rate multiple times this year. Mortgage rates started dropping because financial markets are anticipating those Fed decisions. And that opens the door for more buyers to act.

Since today’s buyers are looking at every angle to make home purchases more affordable, they’re much more sensitive to even the slightest movement in mortgage rates. Basically, it boils down to this. As affordability improves, so does buyer demand.

And that’s a change you’re going to feel – in a good way. Since about this time last year, we’ve been in a plateau of “limited” buyer demand. But now that rates are coming down, buyer demand is getting better.

What This Means for You

If you’re looking to move, it’s time to get serious about what’s happening in the market, and how you can use these key moments to your advantage. Maybe you have an expired listing that sat without offers earlier this year, or you held off on selling altogether, thinking buyers weren’t out there. This is your signal – they’re coming back. Now, it’s not in the big surge the market saw a few years ago, but this could be your window.

Here’s the opportunity. You can list, while buyer activity is rising and before more sellers in your neighborhood do too. Other homeowners may not see this shift for a while, so you can get a leg up on your competition if you act now.

On the flip side, if you wait, sure there may be more buyers if rates continue to inch down. But there are also going to be more sellers too. So, why take that risk?

A trusted local agent can help you assess your home’s value, fine-tune your pricing strategy, and make sure it stands out to the serious buyers who are taking action today.

Bottom Line

Buyers are watching rates, weighing their options, and starting to get off the sidelines. If you’re thinking about selling, this may be your chance to get ahead.

Want to make sure your house shows up for the right buyers, at the right time?

Connect with an agent to walk through the steps together so you can make the most of this moment.

Read more at Keeping Current Matters

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If there is a home that you would like more information about, if you are considering selling a property, or if you have questions about the housing market in your neighborhood, please reach out. We’re here to help.

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