Eggs too expensive? Here are some Easter alternatives

 
 

Dyeing eggs is a colorful Easter tradition. While the wholesale prices for eggs may be starting to fall after months of skyrocketing, according to data from the United States Department of Agriculture, they're still about 60% higher than a year ago.

As the holiday approaches, the crafting community is highlighting creative alternatives to the standard raw materials.

"I just thought, 'who's gonna wanna waste eggs on dyeing this year?' " said Jennifer Needham, who runs the children's party planning website "The Party Teacher" where she recently published a blogpost about egg dyeing. "You still wanna have the tradition with your kids, but it's just gotten too expensive."

Marshmallows — not just for 'smores

Rachel Anderson of the social media account Created at Home, posted a TikTok video about dyeing marshmallows for Easter.

"Since egg prices have gone up tremendously, I found a fun (and way cheaper) alternative!" Anderson wrote on her post, which has received over 50,000 likes.

"All you need is a package of jumbo marshmallows and food coloring. Mix the food coloring with cold water and place the marshmallow in it for only one to two seconds. I actually enjoyed dyeing marshmallows more than eggs."

Potatoes — the small ones are the perfect size

Crafters are also getting creative this Easter with the humble spud.

"Skip the expensive price of eggs this year and try dyed potatoes for Easter eggs instead!" exclaims an article on the "Rose Bakes" website. "With just two ingredients and minimal prep, having potatoes instead of eggs for Easter means buying fewer expensive eggs and having lots of fun with the whole family painting potatoes."

The article goes on to explain how small or baby potatoes are ideal, because they are close to egg-sized, and they can be used raw. No need to cook or bake them.

Other crafters are also showing off the technique, such as in this Facebook video by the digital creator team Liz & Jeff.

Plastic and wood — the highs and lows of experimenting 

Needham of The Party Teacher site said she has been experimenting this year with plastic and wooden eggs — sometimes known as "craft eggs."

Indeed, the craft company Michaels said demand is up for its craft egg kits this year.

"Craft egg kits are always an Easter favorite at Michaels," said Melissa Mills, the chain's senior vice president and general merchandising manager. "However, this year we're seeing strong demand much earlier than usual, suggesting more customers are seeking creative egg alternatives."

Needham said plastic versions are cheap, but unfortunately they do not hold dye. The upside is they can be decorated in all sorts of other ways: " I did decoupage with any number of things. I used tissue paper. I used fabric scraps. I used cutouts from napkins that had cute little bunnies on them," she said.

As for wooden eggs, they dye well, especially if they have a matte finish. However, wooden eggs tend to be more expensive than standard edible ones. They do have the advantage of longevity, though.

" So if your child created a precious egg that you wanna keep forever, you can do that with a wood egg," Needham said.

Read more at NPR

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Weekly mortgage demand jumped 20% last week, as tariff volatility briefly tanked rates

 
 

Volatility in financial markets caused a sharp drop in mortgage interest rates last week, which resulted in a big spike in mortgage demand.

Total mortgage application volume jumped 20% last week compared with the previous week to the highest level since September 2024, according to the Mortgage Bankers Association’s seasonally adjusted index.

The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances, $806,500 or less, decreased to 6.61% from 6.70%, with points increasing to 0.63 from 0.62, including the origination fee, for loans with a 20% down payment. The rate is 40 basis points lower than the same week one year ago.

While the weekly drop wasn’t that large, it was the lowest rate since last October. That headline may have spurred current homeowners with higher rates to move quickly. Applications to refinance a home loan increased 35% from the previous week and were 93% higher than the same week one year ago. Part of those large percentage increases is simply that the volume is still so low that any move is outsized.

Much of the demand came from borrowers with larger loans, as they can get a bigger benefit from refinancing to a lower rate. The average refinance loan size rose to its second highest in the survey at $399,600.

Applications for a mortgage to purchase a home increased 9% for the week and were 24% higher than the same week one year ago. Purchase demand was at the highest level since January of 2024.

Homebuyers are still facing higher prices, despite more listings on the market. That may be why the share of adjustable-rate mortgage applications also rose last week to 8.6% of total applications from 5.4% the previous week. The average contract interest rate for 5/1 ARMs decreased to 5.93% from 6.04%, for loans with a 20% down payment, crossing into that emotionally significant 5% range.

The increase in mortgage demand, however, may be short-lived, as mortgage rates shot higher to start this week. A separate survey from Mortgage News Daily had rates rising 25 basis points Monday and Tuesday, erasing all of last week’s decline and more.

“Additional tariff updates can certainly still cause volatility, but likely not on the scale seen over the past few days,” said Matthew Graham, chief operating officer at Mortgage News Daily. “The safest bet would be to focus on this week’s inflation data, with Thursday’s CPI and Friday’s PPI both having a strong track record of influencing rate momentum.”

Read more at CNBC

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Does Your Current Home Fit Your Retirement Plans?

 
 

Retirement isn’t just a milestone. It’s the beginning of something really special. After years of hard work, it’s finally time to slow down, explore new passions, and live life on your own terms.

But with this exciting chapter comes some big choices. And one of the biggest is this: does your current home still make sense for the lifestyle (and budget) you want in this next phase of life?

That’s an especially important question right now. Just in the past five years, the cost of living has jumped by 23% according to the Bureau of Labor Statistics (BLS). That’s based on the Consumer Price Index (CPI), which is how changes are tracked in the average price consumers pay for goods and services.

When you’re thinking about how to make your retirement savings last, those rising expenses matter. And if you’ve started to wonder whether your money will stretch as far as you need it to go, don’t worry. You may have more control than you think.

One way many retirees are protecting their savings is by relocating. Because your dollars do go further in some places.

Moving to an area with a lower cost of living can help you save on regular expenses like your housing, utilities, and taxes – especially if you downsize at the same time.

And that can free up room in your budget for the things that make retirement some of the best years of your life: travel, hobbies, spoiling your grandkids, or any of the other things you’ve been dreaming about doing in this next phase.

That’s not to say you have to move. It just means you’ll want to think about where you plan to live and make sure you’ve got enough savings to cover actually living there. It’s all about planning. As Go Banking Rates explains:

“How much you should have saved for retirement depends on a few key factors, including your location. Where you choose to spend your golden years is critical.”

And you don’t always have to go far. Sometimes it’s out of state, but other times moving to the suburbs instead of living near the city can make a big difference. And that’s worth thinking about as you plan for your next chapter.

Whether you’re considering downsizing, moving closer to your grandkids, or heading to an area where you can stretch your savings, a real estate agent can help. They’ll work with you to explore the options that make sense for your goals – and can help make selling your current house easier. They can also connect you with trusted agents in other parts of the country if you’re considering a big move.

Bottom Line

You’ve worked hard to build a future you can enjoy. If your current home or location no longer supports that, it may be time to explore what’s next.

What does your ideal retirement look like? And could a move help make it even better? Connect with an agent to talk about how to make that vision a reality.

Read more at Keeping Current Matters

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9 Tricks to Prevent Weeds From Invading Your Lawn This Summer, According to Gardening Experts

 
 

Weeds are plants that grow where they're not wanted, a common problem for many homeowners. Most weeds tend to have generous seed production, rapid germination and establishment, and seeds that remain dormant for an extended period. For example, a single redroot pigweed can produce up to 30,000 seeds a season. Those seeds can stay dormant in the soil for over 70 years, just waiting to sprout.

What Causes Weed Problems?

Poor soil conditions, such as compacted or poorly drained soil, can create an environment where weeds outcompete desirable plants. Improper lawn care practices, including incorrect mowing, watering, and fertilization, can weaken your lawn and make it more susceptible to weed invasion. Additionally, disturbances to the soil, often caused by construction or landscaping projects, can bring dormant weed seeds to the surface, where they suddenly germinate and grow.

Weeds compete with your grass and plants for water, nutrients, and sunlight, leading to a weaker and less attractive lawn. They also harbor pests and diseases that further damage your yard. Moreover, some weeds are invasive species that can spread beyond your yard and negatively impact local ecosystems. Here's a guide on preventing weeds from growing in your yard so you can avoid these outcomes.

Natural Ways to Prevent Weeds

Preventing weeds as they appear or quickly after sprouting takes less time than removing an established weed infestation. Natural weed prevention methods focus on creating a healthy lawn environment and discouraging weed growth. Natural strategies to control weeds include the following.

Mulching

Apply organic mulch—wood chips or straw—to garden beds, as well as tree and shrub bases. Mulch helps retain moisture, suppress weeds, and improve soil health as it decomposes. "Add a layer of mulch or plant ground cover to block sunlight and reduce open soil space where weeds might take root," says Teri Valenzuela, natural science manager at the lawn care company Sunday. "Aim for a mulch layer about 2-4 inches deep. Mulching also helps maintain soil moisture while acting as a barrier against weeds."

Maintaining Healthy Soil

Regularly test your soil's pH and nutrient levels. You may need to balance it with organic matter, like compost, to improve fertility. Healthy soil promotes strong grass growth, which can outcompete weeds. Also, be careful with fertilizer. While too much fertilizer can help nurture weeds, such as annual bluegrass, Bermuda grass, or crabgrass, too little fertilizer can lead to sparsely used soil that is quickly overrun with weeds.

Mowing Properly

Mow your lawn to the recommended height for your grass type. Taller grass can shade the soil, making it more difficult for weed seeds to germinate.

Watering Adequately

Water your lawn deeply and infrequently rather than shallowly and frequently. Deep watering encourages root growth, which helps grass withstand drought and compete with weeds. Water early in the morning to minimize evaporation and fungal growth. Remember, frequent light watering causes shallow roots, which helps some weeds grow.

Hand Weeding

Regularly inspect your lawn and garden for weeds. "If weeds do appear, remove them by hand or with a versatile weeding tool, making sure you get the roots to prevent regrowth," advises Valenzuela. Hand weeding is most effective when the soil is moist, making pulling the entire root system easier.

Ground Cover

Plant ground cover in areas where grass is challenging to grow. Clover or creeping thyme, for example, can compete against weeds and provide a low-maintenance alternative to traditional lawns.

Organic Herbicides

For a more environmentally friendly option, organic herbicides made from vinegar, salt, or citrus oil can be effective against some weeds. Although they may require more frequent and repeated application, they offer a safer alternative for pets, children, and beneficial insects.

Chemical Ways to Prevent Weeds

Chemical methods can provide more immediate results in weed control, but they must be used judiciously to minimize environmental impact. The most common chemical approach is to use herbicides.

Pre-Emergent Herbicides

Herbicides, such as those containing oryzalin, trifluralin, or non-toxic corn gluten meal, are applied to the soil before weed seeds germinate. They form a chemical barrier that prevents weed seeds from sprouting. Timing is critical with pre-emergent herbicides. Depending on the weed species you’re targeting, they should be applied in early spring or fall. Always follow the label's instructions when using herbicides. Proper application rates, timing, and safety precautions are essential to ensure effective weed control and minimize risks to humans, animals, and the environment.

Post-Emergent Herbicides

These herbicides kill existing weeds. They can be selective, targeting specific weed species without harming grass, or non-selective, killing all vegetation they contact. Selective herbicides are ideal for lawns, while non-selective herbicides are helpful for areas like driveways and sidewalks. Also, instead of applying herbicides to your entire lawn, use spot treatments to target specific weed patches. This approach reduces chemicals and minimizes potential harm to desirable plants and soil health.

Why Are Weeds So Unwanted?

Preventing weeds isn’t just a matter of getting rid of unwanted plant life. “Mowing weedy areas in or adjacent to your yard will also reduce tick habitat,” says Laura Iles, director of North Central Integrated Pest Management Center at Iowa State University. Ticks can cause debilitating disease and weeds make a perfect home for them—and other unwanted pests that are dangerous to children, adults, and pets.

Whether you prefer natural methods, chemical treatments, or both, stay vigilant and proactive in your weed control efforts. A well-maintained lawn looks great and supports a healthier, more resilient ecosystem for all.

Read more at Real Simple

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Despite an average return of 29.6%, fewer investors were home flipping in 2024

 
 

Home flipping by investors declined in 2024 as margins improved but remained below the levels seen during most of the past decade.

While an average return of 29.6% over a relatively short time span would seen tantalizing to investors in many asset classes, it was a long way from the 54.2% peak of 2016, and even as it improved on the averages of 2023 and 2022, the share of all home sales in the US that were flipped (7.6%) declined by almost 8% year-over-year and more than 32% from 2022.

The ROI on median-priced home flips nationwide has dropped 16 percentage points since 2020 and is off by 25 points since the highwater mark over the past decade.

The stats are from property analytics firm ATTOM, which revealed that the gross profit on a typical buy-renovate-and-resell project last year was $72K nationwide, up from just shy of $68K in 2023.

"The home-flipping industry saw investors shy away even more in 2024 amid the extended period of languishing profits. But even as activity waned, there was at least a glimmer of hope that returns were starting to turn around," said Rob Barber, CEO at ATTOM. "While home flippers still seemed to be having difficulty timing the market for big profits, their margins at least stopped going in the wrong direction."

Two thirds of US metropolitan statistical areas saw a reduction in home flipping last year with the biggest decreases in the South and West.

2025 outlook

With the first quarter of 2025 almost done, Barber says navigating the market won’t be easy for investors.

"This year poses significant uncertainty for investors, what with a short supply of homes for sale, declining numbers of low-priced foreclosure properties, mixed economic forecasts and elevated mortgage rates. So, they will have to do some very smart buying and quick renovating to keep the profit rebound going."

New data from the National Association of Realtors shows that home price growth is still accelerating.

Existing-home sales advanced 4.2% in February and the median existing-home sales price rose 3.8% year-over-year to $398,400, the 20th consecutive month of year-over-year price increases.

While price rises could make it harder for investors to enter the market and drive margins higher, they are certainly good news for existing homeowners, especially given a rise in the number of homes in negative equity reported at the end of last year.

"Each one percentage point gain in home price translates into an approximately $350 billion increase in housing equity for American property owners," said NAR Chief Economist Lawrence Yun. "That means a gain of nearly $1.3 trillion in home value appreciation at a time when the current stock market is undergoing a correction. Moreover, the ongoing housing shortage, coupled with historically low mortgage default rates, implies a solid foundation for home values."

Read more at InvestmentNews

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