Here’s How First-Time Homebuyers Can Personalize Their Homes Without Breaking the Bank

 
 

First-time homebuyers make affordability a priority—but it's important to leave room in the budget to make sure that it reflects your style, supports your lifestyle, feels like it's truly yours from day one.

With existing homes, that often means budgeting for renovations and upgrades, and making compromises. But with a new-construction home, it's possible to personalize key elements from the get-go.

Angela Nuessle, national vice president of interior design at PulteGroup, one of the nation’s largest homebuilders, explains how first-time buyers can find the right balance between customization, style, and value.

The top upgrades first-time buyers are choosing

Buyers entering the market for the first time often gravitate toward a few specific upgrades that offer both impact and value, according to Nuessle.

“Cabinets are typically the item people are most excited about,” she explains. “They really set the tone for the color palette and play a big role in the style of a home.”

Other popular choices include:

  • Luxury vinyl plank (LVP) flooring, prized for its durability, modern look, and low maintenance.

  • Entry-level quartz countertops, which add polish to kitchens and bathrooms without the premium price tag.

  • Stylish two-tone wall paint, an option that’s often overlooked until buyers see it in a model home.

A personalized look without the renovation costs

Many first-time buyers consider resale homes thinking they’ll upgrade later. But time and cost can quickly turn even small projects into big headaches.

While the exact dollar-to-dollar comparison varies, upgrades like flooring and countertops are typically more cost-effective when rolled into your mortgage as part of a new build, rather than paid out of pocket post-closing.

Plus, you won’t have to live through messy renovations or take time off work to manage contractors.

Design help for every budget

If you're worried about decision fatigue, or overspending, Pulte’s design process is built to make things easier.

"We provide preliminary resources before the appointment. Things like online catalogs, browsing hours, and product packages help buyers show up informed," Nuessle says.

During the appointment, professional design consultants guide you through choices that match your personal style and target budget. You can opt for curated packages or customize room by room, depending on what matters most to you.

Post-pandemic priorities: more flex, more function

Since 2020, first-time buyers are asking for homes that do more—without needing extra square footage.

Some of the most in-demand features include:

  • Dedicated workspaces or home offices

  • Coffee bars and home bars

  • Pocket gyms or wellness corners

Builders like Pulte have adapted their floor plans and design options to meet these needs, proving that even entry-level homes can offer modern, flexible living.

Why first-time buyers are choosing new

Finally, personalization and peace of mind go hand in hand. Many buyers who once considered resale make the switch to new homes after seeing what’s possible.

“Used homes come with issues new homes don’t,” Pulte’s team says. “The ability to personalize, plus the protection of a builder warranty, are huge deciding factors.”

With durable materials, design guidance, and the latest technology all built in, new construction offers first-timers a compelling and increasingly popular alternative.

Read more at Realtor.com

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Just Listed: Bright, Inviting 4-Bed in Heart of Arvada

 
 
 

Welcome to your next chapter in the heart of Arvada!

This spacious 4-bedroom home is perfectly situated in a friendly, well-kept neighborhood just minutes from vibrant Olde Town Arvada, where shops, dining, and entertainment await. Inside, you’ll find beautiful hardwood floors and a light, bright layout that feels warm and inviting. The nice-sized bedrooms offer comfort and flexibility for guests, a home office, or hobbies, while the functional floorplan makes everyday living easy. A covered carport adds convenience, and recent upgrades—like a brand-new furnace and central A/C—mean peace of mind for years to come. With a few cosmetic updates, you can truly make this home your own. Enjoy excellent access to I-70 and Hwy 76 for a quick commute, plus the charm of a neighborhood known for its welcoming feel and nearby parks. Solid bones, a great location, and endless potential—this one checks all the boxes.

Listed by Nicole Green for West + Main Homes. Please contact Nicole for current pricing + availability.

 
 
 

Have questions?
West + Main Homes
(720) 903-2912
hello@westandmainhomes.com

Presented by:
Nicole Green
(303) 990-2094
nicole@westandmainhomes.com


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Just Listed: Discover a stylish and functional classic ranch nestled in Golden’s highly sought after Sunshine Park!

 
 
 

Discover a stylish and functional classic ranch nestled in Golden’s highly sought after Sunshine Park!

Situated on a lush fully fenced lot with southern exposure and mountain views, this mid-century home could not be in a better location in Golden, just blocks from the trails at North Table Mountain and all the downtown shops and restaurants. Cozy up to the wood burning stove in the front living area complete with a large south facing bay window. Flow through the eat-in chef's kitchen that has been recently remodeled with quartz countertops, stainless steel appliances, and modern cabinet refacing. Enjoy the inviting sunroom, enhanced with a Champion patio door, new LVP flooring (2023), and a dedicated Amana heating/cooling unit for year-round comfort. Relax in the spacious primary suite with abundant closet space, built-in shelving, and a renovated en-suite bath featuring double sinks and an updated shower. The 600 square foot insulated and heated 4-car tandem garage is a standout - ideal for vehicle enthusiasts, gear storage, or extra workspace. Thoughtful updates include a new boiler and water heater (2025), electric mini split AC in every bedroom (2021), interior and exterior paint (2022), custom interior doors (2022) and recent roof (2021). This is your chance to own a beautifully updated Golden gem that perfectly blends timeless charm, modern comfort, and an unbeatable location!

Listed by Kati Fitch for West + Main Homes. Please contact Kati for current pricing + availability.

 
 
 

Have questions?
West + Main Homes
720-314-8341⁩‬
hello@westandmain.com

Presented by:
Kati Fitch
720-263-2361
kati@westandmainhomes.com



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5 Easy Ways to Store Bedding and Finally Declutter Your Linen Closet

 
 

Perhaps you have a large household, frequent visitors, or need to declutter your closet. Or maybe you only have a handful of extra blankets, sheets, and pillows floating around. Either way, bedding needs a proper place to be stored when not in use.

A standard solution is to stuff sheets and blankets into the linen closet. But that approach isn’t always the best solution. And some households lack a linen closet entirely. Depending on the amount of stuff you own and the size of the space you’re in, one (or more) of the following bedding storage ideas is bound to help you get better organized. So, the next time your in-laws pop in for a surprise stay, you can make up the guest bed faster than you can pour a glass of your favorite wine.

1. Employ the Bed-in-a-Bag Method

To keep matching sheet sets, including fitted sheets, flat sheets, and pillowcases, together, try this bedding storage solution. First, find all of the pieces, then master the art of folding each one into a rectangle, leaving one pillowcase off to the side. Put the sheets and pillowcases into a pile and slide everything into the remaining pillowcase. This not only keeps the set together but also keeps the bedding compact, allowing it to fit more easily into a small space. Lay the “bed in a bag” on a shelf in the linen closet, tucked into a dresser drawer, or folded into a basket alongside others (just be sure the opening faces up so nothing falls out).

2. Utilize Vacuum-Sealed Bags

Vacuum-sealed bags are a storage essential. These clear, heavy-duty bags come in a variety of sizes and are an excellent option for bulky bedding. If you’re short on storage space but need extra pillows and comforters for guests, consider storing them flat and stacking them on a high shelf. This also comes in handy if you frequently change your bedding with the seasons.

While the best vacuum-sealed storage bags do a good job of keeping out air and moisture, they’re best used only for a short period. However, employing them for seasonal or guest bedding purposes helps you rotate linens enough to prevent any potential issues. If you want to leave bedding, such as a sentimental quilt, inside a bag indefinitely, it’s essential to periodically open the bag and refold the item. Also, use a permanent marker or label to mark what’s in each bag so you know where something is at all times.

3. Store Bedding in a Fabric Bag

An alternative to vacuum-sealed bags, fabric or polypropylene storage bags can be used to store blankets and pillows. Many have a clear window in the front, allowing you to see what’s inside, and a handle for easy transport. While they don’t shrink down and save as much space, storage bags do keep your bedding neat and orderly. Find one that’s wide yet shallow and slide it under your bed so it stays out of the way but within reach.

4. Use a Bench or Basket

For extra throw blankets and sheet sets, consider a wide-mouthed basket that complements the room’s aesthetic. Pop items into the basket whenever they’re not in use. A bench with hidden storage also works well, especially for bed pillows. Place one at the end of your bed to tuck in extra sheets and blankets instead of cluttering up a linen closet. An ottoman in the living room that lifts can also hold extra throw blankets, which can be quickly grabbed for family movie night.

5. Hang Heavy Blankets

When folded, large blankets take up precious shelf or drawer space that's better used for smaller items. Instead, locate some room in a seldom-used closet, such as in the guest bedroom, or to the back or far sides of your clothes closet to hang your blankets. Use sturdy wooden hangers or consider open-ended chrome hangers explicitly designed for blankets. This allows blankets to slide on and off the hanger effortlessly. If hanging space isn't available, consider a small standing garment rack in a storage room or a blanket ladder.

Read more at Better Homes & Gardens

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Is It Better To Buy Now or Wait for Lower Mortgage Rates? Here’s the Tradeoff

 
 

Mortgage rates are still a hot topic – and for good reason. After the most recent jobs report came out weaker than expected, the bond market reacted almost instantly. And, as a result, in early August mortgage rates dropped to their lowest point so far this year (6.55%).

While that may not sound like a big deal, pretty much every buyer has been waiting for rates to fall. And even a seemingly small drop like this reignites the hope we’re finally going to see rates trending down. But what’s realistic to expect?

According to the latest forecasts, rates aren’t expected to fall dramatically anytime soon. Most experts project they’ll stay somewhere in the mid-to-low 6% range through 2026.

In other words, no big changes are expected. But small shifts, like the one we just saw, are still likely.

Each time there’s changing economic news, there’s a chance mortgage rates will react. And with so many reports coming out this week, we’ll get a better feeling of where the economy and inflation are headed – and how rates will respond.

What Rate Would Get Buyers Moving Again?

The magic number most buyers seem to be watching for is 6%. And it’s not just a psychological benchmark; it has real impact. A recent report from the National Association of Realtors (NAR) says if rates reach 6%:

  • 5.5 million more households could afford the median-priced home

  • And roughly 550,000 people would buy a home within 12 to 18 months

That’s a lot of pent-up demand just waiting for the green light. And if you look back at the graph above, you’ll see Fannie Mae thinks we’ll hit that threshold next year. That raises an important question: Does it really make sense to wait for lower rates?

Because here’s the tradeoff. If you’re waiting for 6%, you need to realize a lot of other people are too. And when rates do continue to inch down and more buyers jump into the market all at once, you could face more competition, fewer choices, and higher home prices. NAR explains it like this:

“Home buyers wishing for lower mortgage interest rates may eventually get their wish, but for now, they’ll have to decide whether it’s better to wait or jump into the market.”

Consider the unique window that exists right now:

  • Inventory is up = more choices

  • Price growth has slowed down = more realistic pricing

  • You may have more room to negotiate = you could get a better deal

These are all opportunities that will go away if rates fall and demand surges. That’s why NAR says: “Buyers who are holding out for lower mortgage rates may be missing a key opening in the market.”

Bottom Line

Rates aren't expected to hit 6% this year. But when they do, you’ll have to deal with more competition as other buyers jump back in. If you want less pressure and more negotiating power, that opportunity is already here – and it might not last for long. It all depends on what happens in the economy next.

Read more at Keeping Current Matters

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